Draft — pending legal review
Your account
Provide accurate information and keep your password private. Each account is for one person only. You are responsible for activity on your account.
Course access and licence
When your payment is approved, you receive a personal, non-transferable licence to access the course for the period stated on the course page. Course content remains the property of its owners.
You may not download, record, copy, share, resell or publicly post course videos or materials, except materials expressly marked as downloadable for your personal study.
Videos display a watermark identifying your account. We may suspend or revoke access, without refund, if we find account sharing or unauthorized distribution.
Payments
Prices are in Philippine pesos. Enrollment is activated only after we confirm that your payment reached our receiving account. Submitting false or altered proof of payment will lead to account suspension.
Assessments and certificates
Examinations must be taken by you, without unauthorized help. Certificates are issued only when the system confirms you met all requirements, and may be revoked if they were obtained dishonestly or issued in error.
Certificates show completion of a S.A.M. Online course. They are not academic degrees or government-issued licences unless a course page expressly states an accreditation.
Availability and liability
We work to keep the platform available but cannot guarantee uninterrupted service. To the extent allowed by law, our liability is limited to the amount you paid for the affected course.
Changes and governing law
We may update these terms and will notify you of material changes. These terms are governed by the laws of the Republic of the Philippines.